By Faruk Abu Chacra
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Extra resources for Arabic Around the World
My Desired Lifestyle (Monthly Expenses) PERSONAL HOUSING Dining out $ Mortgage $ Clothes $ Utilities $ Entertainment $ Conservancy charges $ Hand phone $ Maid $ Life & H&S Insurance $ Groceries $ Personal taxes $ Property Taxes/ TV license $ Others $ Mortgage insurance $ Total Personal $ Total Housing $ CHILDREN Current Passive Income $ Targeted Passive Income $ Again, think about how to further increase your existing cash ﬂow assets and how to add new ones so that you can hit your new targeted passive income.
The rich never depend on one stream, but have multiple streams. The only way I was able to make my ﬁrst million by the age of 26 was that I focused on creating as many streams as possible. Today I have over ten streams of income. My ﬁrst stream of income is the fee I get paid for training and speaking engagements. This is known as an active stream as I have to physically work to earn this money. My other nine streams are known as passive streams as they keep recurring year after year with minimal effort.
This is an example of two insurance advisors I interviewed from a leading insurance company. Although they are of the same age, have had a similar university education and been in the company for about ﬁve years, one earns almost seven times more. Insurance Advisor B gets paid so much more because he creates so much more value for his clients (he does more than expected & gives them such a worthwhile experience) that it not only keeps them coming back to him but they are happy to recommend B to their friends.
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